If you want to buy an apartment but you have refrained from taking a loan so far due to the following reasons:

• You pay for the lease and, thus, you cannot afford to pay off monthly dues;

• You cannot sell the existing apartment and buy an apartment under construction at the same time;

• You cannot accumulate a down payment and the deposit is not enough, or

• You just want to purchase a new apartment in order to rent it,

Purchase your apartment today and start to pay the mortgage after you get your apartment.